North East Housing Initiative NEHI. Building Communities One Home at a Time

Services

Community Land Trust Management

NEEHI is a nonprofit organization dedicated to creating and managing affordable housing, community gardens, public buildings, commercial areas, and other community resources for the benefit of a community. Community Land Trusts (CLTs) aim to balance the individual need for land access and secure tenure with the community's requirement to ensure long-term affordability, economic diversity, and access to crucial services.

Stewardship Program

The NEHI Stewardship Program is designed to guide Community Land Trust Homeowners in effective property maintenance by offering both informational and material resources. These resources include design and repair workshops, along with a tool library. By facilitating these services, NEHI's program aids families in making a smooth transition into homeownership. It features workshops that cover the basics of home repairs and provides access to essential equipment like lawnmowers and other tools. The program's organizers are committed to fostering a sense of community among homeowners while assisting families in becoming exemplary stewards of their properties. When homeowners encounter issues, the organizers step in to empower families by providing the resources needed to address problems, which may range from trash collection to potential foreclosures. As a result, families under the NEHI program experience a higher success rate in stewardship.

Home Buyer's Workshop

Homeownership workshops serve as an ideal introduction to the home-buying process. These free sessions provide a thorough overview, addressing topics such as deciphering your credit report and preparing for a home closing. Attending a workshop and engaging in personal counseling may be essential for eligibility in certain closing cost assistance and grant down-payment initiatives. We work together with strategic partners to host our Home Buyer's Workshop. For further details, please reach out to Phillip Harrison at 1-800-726-9850 or send inquiries via email to Homeownerservices@nehihomes.org.

 

To learn more about NEHI, click here.

Homebuyer's Choice Program

NEHI’s Homebuyer’s Choice Program allows prospective buyers to affordably purchase a home anywhere in Baltimore City, and place the land beneath it in trust to preserve permanent affordability.

With the Homebuyer’s Choice Program, a Qualified Homebuyer can receive up to $120,000 in financial assistance grants to help lower the cost of buying a high-quality home in the City of Baltimore that meets the Program Criteria. Exact financial assistance grant amounts are awarded at the discretion of NEHI, upon approval from Baltimore City’s Department of Housing and Community Development (DHCD) Affordable Housing Trust Fund (AHTF) staff.

NEHI is happy to announce support from Fannie Mae, giving Homebuyer's Choice clients more opportunities to find a home that is right for them! Visit Fannie Mae's HomePath website for more information. To learn more about Fannie Mae's homebuyer education program, visit their HomeView website.

 

Housing Counseling

Our Housing Counseling program is dedicated to empowering individuals and families with the tools and knowledge to navigate their housing journeys confidently. Whether you are looking to buy your first home, prevent foreclosure, or improve your financial health, our certified counselors are here to support you every step of the way.

Our Services Include:

  • Pre-Purchase Counseling: For those considering homeownership, we provide one-on-one counseling to assess financial readiness, guide through the home-buying process, and offer resources on down payment assistance and mortgage options.
  • Credit and Financial Coaching: Our counselors work with you to build a strong financial foundation by helping you understand credit, create a sustainable budget, and set goals for improving credit scores and saving for future needs.
  • Foreclosure Prevention: For homeowners facing financial hardship, we offer personalized counseling to explore options for avoiding foreclosure, including loan modifications, refinancing, and connecting with local assistance programs.
  • Rental Counseling: For renters, we provide guidance on finding affordable housing, understanding tenant rights, and developing a budget that includes rental costs. We help renters work toward stability and, when appropriate, lay the groundwork for future homeownership.
  • Post-Purchase Support: After purchasing a home, our counseling services continue to help new homeowners manage their finances, plan for maintenance costs, and avoid potential challenges that can arise in the years following purchase.